Along with the economic growth and the social progress driven by the division of labor , the specialization and the accumulation of capital , especially with social economy modernization after industrial revolution , financial persons and instruments have been achieving quantity accumulation and quality promotion greatly , and the financial system becomes more and more complex system . according to the complex paradigm , the financial development is the creation and evolution of the financial complex system . the currency , financial tool and financial person are different dimension factors 貨幣、金融工具和金融人是不同維度的要素,金融組織與金融工具、金融人是不同層面的要素,具有質(zhì)的不同;不同種類金融工具、不同專業(yè)的人,不僅有數(shù)量不同,也有質(zhì)的差別;不同質(zhì)的要素組成的整體? ?金融復(fù)雜系統(tǒng)的特性不能用某一個要素來表征,也不能對非同質(zhì)性要素進行簡單的數(shù)量累加,只能從多個要素緯度、多要素的組合協(xié)同中把握金融復(fù)雜系統(tǒng)演進規(guī)律。
The dissertation not only follows the finance comprehensive view advocated by prof bai qinxian , but combines my financial practice experience in the state - owned commercial and central bank in more than ten years as well to propose a complex paradigm to analyze the financial development . the complex paradigm regards the finance as an organic unity , namely financial system , which is composed of such factors as currency , financial tool , person , organization and institution 在復(fù)雜性范式看來,金融是包括貨幣、金融工具、金融人、金融組織、金融制度等要素組成的有機整體;隨著分工、專業(yè)化和資本積累帶來的經(jīng)濟增長和社會進步,貨幣、金融工具、金融人量的積累和質(zhì)的提升,金融組織的層次性涌現(xiàn),特別是工業(yè)革命后社會經(jīng)濟現(xiàn)代化,金融越來越成為復(fù)雜系統(tǒng)。